It is best to purchase your warranty from the factory if at all possible. Many of these aftermarket warranties companies work like insurance companies. When you have motor problems, we, as dealers, cannot touch the motors until an “adjuster” comes out and looks at the problem. Then they can tell you what you can and cant do and, like insurance companies, many try to wiggle out of spending money. While we wait on an adjuster, that is more time that you are not on the water. Dealing directly with the engine manufacturers is a lot easier and effective. As far as Mercury goes, since they are giving you the extra two years of gold, upgrading to a platinum warranty is very cost effective. The gold covers major items such as powerhead repairs but does not cover many electrical and fuel components. The platinum covers everything (except preventative maintenance) and even gives you an allowance for on-the-water towing. I have a chart posted on my web site that shows the difference in the warranty coverages. You can view the chart here:Mercury Warranty ChartLet me know if you have any questions. Thanks!Andy GreeneGreene Boat & Motor Andy Greene Greene Boat & Motor 828-286-2290 http://www.greeneboats.com